Insurance is a necessary evil. The only time it comes in handy is when bad shit happens. Figuring out how much insurance you need (and what for) can be a nightmare – especially in this day and age when you can pretty much get insurance for any event.
The main types of insurances are ‘General Insurances’ and ‘Life Insurances’. General insurance relate to things such as home and contents, car, landlord insurance, etc.; whereas life insurances refer to death cover, income protection insurance, total and permanent disability (TPD), critical illness, etc.
Here’s some articles I have written on insurances: