Jun 2, 2018 | Bank Accounts, Budgeting, Goal Setting, Holidays / Vacations, Savings |
Having separate bank accounts for budgeting is a must. This is an essential part of the household budgeting process, especially if you want your budget to run simply and smoothly. Segregating types of expenditure helps to identify your priorities, ensure all expenses...
May 24, 2018 | Bank Accounts, Budgeting, Savings |
Should we have a joint bank account? When a couple gets married or has been in a relationship for several years, it is common to operate out of a joint bank account. So, is this beneficial? Is this the right way to go about things? Is it offensive to tell your partner...
May 21, 2018 | Bank Accounts, Investment Property, Mortgage |
Are offset accounts really a good idea? Do you have an offset account on your mortgage? Are you thinking about applying for a mortgage with an offset account? Or do you not even know what a friggin’ offset account is? Well, my friend, whatever the case, you are in the...
Mar 10, 2018 | Bank Accounts, Budgeting |
(…aside from the risk of paper cuts) Have you heard about the envelope budgeting technique? When it comes to budgeting, envelope budgeting is about as archaic as the old ‘save 10% of what you earn’ theory. Don’t get me wrong, I’m not...
Nov 14, 2017 | Bank Accounts, Budgeting, Goal Setting, Savings |
Some of us are good at saving money, some of us get by and some struggle every single day. There are plenty of strategies for saving money and paying off debt and it’s important to find one that suits you and your lifestyle. To get another perspective, I asked...
