How Does A Tax Deduction Work?

How Does A Tax Deduction Work?

There’s no doubt you’ve heard the term ‘tax deduction’, but do you actually know how tax deductions affect your taxes? Does a tax deduction reduce taxable income? Now, I know that your eyes are already glazing over and your thoughts are...
Should I Buy Shares?

Should I Buy Shares?

Many people ask me ‘should I buy shares?’ My answer is always the same – “It depends what you are trying to achieve”. They think about it for a second and say, “I want to make money”. Well, there are many ways to make money....
Do I Really Need Life Insurance?

Do I Really Need Life Insurance?

If we’re talking need, like food, water, shelter need; then no, you do not need life insurance. But, if instead you’re wondering “should I get life insurance?”, then that’s a whole ‘nother kettle of fish. No one should be forcing your hand and telling you what you do...
Best Way To Save Money, Hands Down!

Best Way To Save Money, Hands Down!

I drive a 2008 Kia … something… I can’t even tell you the model, because I don’t know off the top of my head. In fact, I’m not even sure if it’s a 2008 model. I bought it from my mum for a discount. Don’t get me wrong, I’d like to have a nicer car; but of all the...
5 Tips For Your Staycation

5 Tips For Your Staycation

What is a staycation holiday?… aka holistay. Essentially, it is a stay-at-home vacation. Huh? “That’s not really a holiday!”, you might be thinking. Those were my thoughts exactly, until we had our first staycation holiday just recently. Look,...
10 Healthy Weeknight Meals on a Budget

10 Healthy Weeknight Meals on a Budget

Remember when you were young, crazy and single? Meeting up with friends for lunch, going on dates, and dining out every chance you got. That all changed when you hit adulthood. Paying rent became a major commitment, the repayments on you car meant fewer and fewer...
6 Steps To Paying Off Your Credit Card

6 Steps To Paying Off Your Credit Card

Trapped with debt? Want to know a simple way to pay off credit card debt? Firstly, do you have a plan for paying off your credit card? If worst came to worst and you needed to take action, would you: A) get a personal loan to pay off your credit card debt? B) start...
Top 5 Retirement Tips For Young Adults

Top 5 Retirement Tips For Young Adults

Money decisions relating to the here and now usually take preference in our lives over your retirement plans. You may find yourself spending the majority of your time focused on the now, and less on your future. But, whether you like it or not, old age will come for...
16 Facts About Income Tax

16 Facts About Income Tax

There probably isn’t a more boring subject in this world than taxes. The mating cycle of a moth would be more exciting to learn about. But if you are looking for a really quick overview and reference guide to how tax works in Australia, then look no further. This is...
7 Crazy Ways To Save Money

7 Crazy Ways To Save Money

It’s time to re-examine the way you think about saving money. Squirreling away a percentage of your hard-earned cash each week may seem like the most practical approach. But, modern times call for more interesting ways to save money. Stay ahead of the curb and turbo...